How does it work?


Customer shares basic details

Our executive calls back the customer with Personal Loan offer and details

Loan disbursal within 24 hours


Why Bajaj Finserv?

Task management

Quick Disbursal

No/Minimal Documentation

Doorstep Service


Frequently asked questions

  • Can I apply for a higher loan amount?

    We give you the best pre-approved offer as per our internal policy norms.

  • What is the validity of my offer?

    Offer validity is based on BFL's internal policies and shall be made available to the customer at BFL's discretion.

  • What is the eligibility criteria to apply for loan?

    Your eligibility depends on the following factors:

    <Minimum CIBIL Score >700

    <Age between 23 and 66 years

    <Proof of Identity and Address

    <New Rent Agreement or notarized/registered rent agreement (not older than 90 days)

  • Can I repay the loan earlier?

    Early closure (foreclosure) of your loan can be done but it will carry charges. Details of the same can be found in your loan agreement.

  • What are the documents required?

    If you are already associated with BFL and we have your KYC updated details, we won't need further documentation. In case any documentation is needed for processing, we shall get in touch with you for the following KYC documents:

    a) Proof of Identity - Passport/PAN Card/Aadhaar Card/Voter's ID or Driving License

    b) Proof of Residence - Utility Bill/ Passport/Leave or License Agreement

    c) Proof of Income - Bank Statement or Salary slips for the last 3 months.

    d) Tenant Validation Document - Rent Agreement (not older than 90 days)


Bajaj Finance Ltd. is one of the largest players in the burgeoning consumer finance segment in India and a pioneer in introducing interest-free EMI finance options in more than 50 categories, ranging from consumer durables to lifestyle products to groceries.

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