Terms and Conditions


  Terms and Conditions

By proceeding, you agree to the terms and conditions mentioned below of the Rent Now, Pay later (RNPL) and Credit Line product. Please note that these terms and conditions shall be read in conjunction with the terms and conditions and Privacy policy of the Housing.com website. 




  1. This Pay Later credit is provided by QFi Technologies Private Limited “Niro”.
  2. These are available to Person of Indian Origin with minimum 18 years age.  
  3. Customers of Housing.com are given this specific credit line limit by Niro based on their credit scores and by accepting the credit facility, customers are irrevocably agreeing to use their personal details to check their CIBIL scores for giving the Credit Line as per their credit scores.
  4. Customer can avail this facility at its sole discretion only. 
  5. The terms and conditions including and not limited to the interest rates charged, delay charges etc. shall be solely at the discretion of Niro and Housing.com shall not be responsible for any issues relating to any servicing or terms of the Niro with the Customers. Customers are therefore requested to read the terms and conditions of the Niro before taking up any Credit line by Niro. 
  6. Niro reserves the right to change any terms and conditions of the Credit facility from time to time. 
  7. You can check the detailed Niro’s terms and conditions and policies on their website https://niro.money, https://niro.money/terms-of-use.
  8. Housing doesn’t exercise control over Bill generation, Mini statement, EMI details, reminders to make outstanding payment, option to make payment etc. The user can access all these details on the Niro platform in accordance with the terms and conditions of Niro website.
  9. In case of any compliant regarding the product or services of the Niro, you can send the same to the grievance officer of Niro on the below details:

Name: Mr. Sankalp Mathur

Designation: CRO

Address: 313/1, Workden, Ground Floor, 7th Cross, Patel Rama Reddy Road, Domlur Layout Bengaluru 560071

Customer care number: 8095206500

Email: grievance@niro.money / customer@niro.money

  1. Alternatively, you can send it to support@housing.com and we will share the same to Niro for resolution.
  2. All disputes shall be subject to jurisdiction of Gurgaon Courts only. 



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